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“I just couldn’t believe that was what he was saying,” Jane told .

But she was feeling vulnerable after the breakdown of her marriage and agreed to transfer him a smaller amount, despite admitting it sounded “crazy”.

And it’s not just particularly vulnerable people who fall victim either.

“[It’s] not the case that stupid people fall for romance scams - they can be very clever,” Professor Monica Whitty, a cyber-psychologist, explains. Scamalytics, a company which runs anti-scammer software for a number of the major dating sites, are trying to reduce online dating fraud by creating profiles of the average male and female con artist.

One of the most common techniques is to build up trust with the person by messaging for weeks or even months before suddenly having an emergency - the fake person being mugged but their daughter needing urgent surgery, for example - and asking for money.

But then they suddenly need money for rent too, then food, then medical fees, and it can quickly escalate.

En español | In the old days, you most likely would meet Mr. Right in college, on the job, maybe in a bar or though family and friends.

Photos used are often selfies of her wearing skimpy vest tops showing lots of cleavage.

By analysing the top 3,000 scammer profiles (that is, those they’ve come across most frequently in profiles blocked by their software in the last year) they’ve discovered what constitutes the ‘most attractive’ female and male propositions to those targeted by romance scammers.

The male profile is in his late 40s (48 is the most common age) with a high income.

The female profile is in her 20s (29 was the most common age), and also has a high income.

She presents herself as a student, also with a degree and no interest in politics.

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